Written by Are you a fresh graduate in Nigeria searching for high-paying entry-level jobs in the fintech sector? The PalmPay Graduate Trainee Program 2026 offers an exciting opportunity to launch a rewarding career in finance, human resources, and collections.
As one of Nigeria’s leading mobile money platforms licensed by the Central Bank of Nigeria (CBN), PalmPay is committed to empowering young talents through hands-on training, mentorship, and real-world work experience.
This program is ideal for Nigerian graduates seeking fintech jobs in Lagos and beyond, and for anyone looking to secure a competitive graduate trainee role in Nigeria with long-term career prospects.
About the Opportunity
PalmPay, a trusted fintech company serving millions of users nationwide, has introduced its Graduate Trainee Program 2026 to develop the next generation of fintech professionals and industry leaders.
The program focuses on building practical, job-ready skills across key functions such as Finance, Learning & Development (HR), and Collections Management. Participants will undergo structured training, work on live projects, and receive mentorship from experienced industry professionals.
Available trainee roles include:
- Finance Trainee
- Learning & Development Officer (Trainee Level)
- Collections Officer – Mobile Installment (BNPL)
The program is full-time, primarily based in Lagos, and typically runs for 6–12 months, with strong potential for permanent employment upon successful completion.
Aligned with Nigeria’s fast-growing fintech ecosystem, participants gain exposure to innovative financial solutions such as digital payments, money transfers, bill payments, and Buy-Now-Pay-Later (BNPL) services. It is an excellent starting point for careers in banking, fintech, finance, or HR across Africa.
Program Benefits
Joining the PalmPay Graduate Trainee Program 2026 offers numerous benefits designed to accelerate your professional and financial growth:
- Competitive Monthly Salary: Earn between ₦150,000 – ₦250,000 net, depending on role, ensuring financial stability from the start.
- Hands-On Training & Mentorship: Gain real-world experience through workshops, live projects, and one-on-one mentorship with industry experts.
- Career Advancement Opportunities: Build a strong foundation for future roles such as financial managers, HR professionals, or credit specialists, with opportunities for full-time employment.
- Industry Exposure: Work in a fast-paced fintech environment and learn about regulatory compliance, customer operations, and innovative financial technologies.
- Skill Development: Strengthen both technical skills (finance, training facilitation, loan recovery) and soft skills (communication, problem-solving, teamwork).
- Networking Opportunities: Connect with peers and leaders in Nigeria’s booming fintech sector, expanding your professional network.
These benefits position the program as one of the top graduate trainee opportunities in Nigeria for 2026, helping participants stand out in a highly competitive job market.
Eligibility Criteria
Applicants must meet role-specific requirements as outlined below:
Finance Trainee
- Bachelor’s or Master’s degree in Finance, Accounting, Economics, Business Administration, or related fields
- 0–2 years of experience (internships included)
- ACCA, ICAN, or CPA studies are an added advantage
- Strong analytical ability, communication skills, integrity, and interest in fintech or finance
Learning & Development Officer (Trainee Level)
- 1–3 years of experience in Learning & Development, HR, or training roles
- Excellent communication and interpersonal skills
- Detail-oriented, organized, energetic, and passionate about employee development
- Bachelor’s degree in Human Resources, Business Administration, or related fields
Collections Officer – Mobile Installment (BNPL)
- Bachelor’s degree or HND in Finance, Accounting, Business Administration, or related disciplines
- 1–4 years of experience in loan recovery, credit control, or collections (fintech/BNPL experience preferred)
- Strong negotiation, analytical, and communication skills
- Proficiency in Microsoft Office and loan management systems
- Ability to work under pressure and meet performance targets
General Requirements
- Nigerian citizenship
- Completion of NYSC
- Strong passion for fintech and digital financial services
Required Documents:
While specific documents may vary by role, prepare the following standard items for a smooth application:
- Updated Curriculum Vitae (CV) highlighting education, internships, and relevant skills.
- Cover letter expressing interest in the specific trainee role and fintech industry.
- Academic transcripts or certificates (Bachelor’s/Master’s degree).
- NYSC discharge certificate.
- Professional certifications (e.g., ACCA, ICAN) if applicable.
- Identification documents like a national ID or passport.
Ensure all files are in PDF format and clearly labeled. PalmPay may request additional items during the selection process.